2 Payment options on site – BUY CREDITS WHEN NEEDED – AUTOMATIC PAYMENT ON YOUR CC

I am exploring new possibilities to simplify the life of my clients.

It has to do with buying coaching credits and the process involved.
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1 – PRESENT OFFER EXAMPLES
Buy 12 hours coaching for $599
Buy 4 hours coaching for $249
2 – FUTURE POSSIBLE OFFER EXAMPLE
Buy Unlimited coaching $199/Month – Membership – Your credits card gets automatically billed
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My questions are simple:
  • Which of those 2 offers (1 or 2) do you prefer?
  • Do you like the idea of your credit card being automatically charged each month so that you no longer have to worry about payment?
  • Do you prefer buying 4 hours credits that you can use when you want or do you prefer having unlimited coaching for a month (if both offers are same price)?
  • Any other suggestions?
Thanks!

PS: Here is the present payment page if you want to see the way it looks now http://vitalcoaching.com/credits.htm